April 20, 2020

Privacy Policy

The Colegas Group respects the privacy of its members and other visitors to its Web site. The Colegas Group strongly believes that if electronic commerce and online activities are to flourish, consumers must be assured that information provided online is used responsibly and appropriately. To protect online privacy, The Colegas Group and its subsidiaries have implemented the following policy.

What Information Does the Colegas Group Collect?

The data that the Colegas Group collects is used only to help us better serve our users. It is our general policy to collect only personal information that our members and visitors knowingly provide. If our Privacy Policy should require extensive changes, we will notify users by e-mail or a special announcement placed on the Web site.

From General Users
The Colegas Group does not collect any personal information from users browsing its Web site. Only aggregate data — such as the number of hits per page — are collected. Aggregate data is only used for internal reporting and marketing purposes and does not provide any personally identifying visitor information.

From the Colegas Group’s Clients, and Other Customers
To gain access to members-only resources and personalization features on ColegasGroup.com, members and other users are asked to register and provide their information. This information is submitted voluntarily. The Colegas Group asks users to provide basic information to generate an online profile. Similar information may be submitted to the Colegas Group through membership applications, and other registrations for current and future offerings through the site. Additionally, for some e-mails sent in HTML format by the Colegas Group to its members through its listservs and electronic newsletters, we will collect specific information primarily for internal reporting and marketing purposes. For those emails, the Colegas Group will monitor whether a recipient subsequently clicks through to links provided in the message. Other information collected through this medium includes: email address of a user, the date and time of the user’s “click,” a message number, name of the list from which the message was sent, tracking URL number and destination page. The Colegas Group only uses this information to enhance its products and distribution of those products to its members. This information is not sold or distributed in any other manner.

How Does the Colegas Group Use Data Collected?

The Colegas Group uses information voluntarily submitted by members and other customers in the following ways:

The Colegas Group Member Services and Products
Generally, the Colegas Group and its direct subsidiaries use data collected to improve its own web content; to respond to visitors’ interests, needs and preferences; and to develop new products and services.

Disclosures to Third Parties
The Colegas Group also makes member contact information available through the Colegas Group Membership Directory to other members using its Web site. In addition, the Colegas Group incorporates information users provide into the Membership Directory that it provides to members.

Consent to Use Personal Information
For the purposes of the Data Protection Act(s) 1984 and 1998 (as applicable), the Colegas Group or its agents must store, host and otherwise process the information (including personal data) supplied by the user when registering for this Web site. The Colegas Group may send such data outside the European Economic Area for processing. If you reside in the European Union, please indicate your consent that the personal information you have provided may be transferred and stored in countries outside of the EU, including the United States. User supplies as defined above when registering for the Web site in order to allow the Colegas Group (or its designated agents) to use the information to send the User direct email updates, news, occasional internal promotions, and third party products and services.

Credit Card Account Information
The Colegas Group does not disclose credit card account information provided by its members and customers. When members and customers choose to pay using their credit cards, the Colegas Group submits the information needed to obtain payment to the appropriate clearinghouse. All credit card processing, data collection, data storage and security is the responsibility of a third-party credit card management service. Processing of credit cards is done with the third-party service and website. The Colegas Group is not involved in credit card processing in any way.

How Does the Colegas Group Use Cookies?

Cookies are files that contain information created by a web server that can be stored on a User’s hard disk for use either during a particular session (“per-session” cookie) or for future use (“persistent” cookie). The Colegas Group uses cookies only to facilitate automated activity, store and track user browsing data, determine appropriate solicitations, and review navigation patterns. Cookies are not used to disseminate significant information about users over the Internet or to analyze any information that users have knowingly or unknowingly provided. When a user registers, the system will ask whether the user approves of the attachment of a cookie. Users may instruct their Internet browsers to opt out of accepting a “persistent” cookie and rather accept only a “per-session” cookie but this may require new login input each time they visit the site to enjoy the full benefits. If the user declines the attachment of any cookie, the user may not have access to the full benefits of the website. Registration enables the site to better determine members’ interest areas and provide the most relevant information.

What About Minors on The Site?

We do not provide services or sell products to minors. If you are below the age of 18, you may use our website only with the permission and active involvement of a parent or legal guardian. If you are a minor, please do not provide us or other website visitors with any personal information.

What Privacy Issues Arise with Links To Other Sites?

This Web site contains links to other web sites. The Colegas Group has no control over and is not responsible for the privacy policies or content of such sites.

What Means of Redress Are Available?

If any user believes that the Colegas Group has handled its personal information in a manner that does not comply with this privacy statement, they may contact us by e-mailing to MemberServices@ColegasGroup.com.

Terms and Conditions of Use

Thank you for visiting our website. Usage of this website signifies that you have agreed to conform to be legally bound by the terms and conditions described below. IF YOU DISAGREE WITH ANY OF THESE TERMS OR CONDITIONS, PLEASE DO NOT USE THE WEBSITE

MINORS
We do not provide services or sell products to children. If you are below the age of 18, you may use our website only with the permission and active involvement of a parent or legal guardian. If you are a minor, please do not provide us or other website visitors with any personal information.

THE PRIVACY POLICY IS PART OF THESE TERMS AND CONDITIONS
Our Privacy Policy is part of, and subject to, these terms and conditions of use. You may view our privacy policy here.

THE ANTI-SPAM POLICY IS PART OF THESE TERMS AND CONDITIONS
Our Anti-spam Policy is part of, and subject to, these terms and conditions of use. You may view our anti-spam policy here.

MODIFICATIONS AND TERMINATIONS
These terms and conditions are subject to change from time to time. If such changes are made, they will be effective immediately. We may terminate these Terms and Conditions of Use for any reason and at any time without notice. If you are concerned about these Terms and Conditions of Use, you should review them each time before you use our services. Any questions or concerns should be brought to our attention by sending us an email and providing us with information relating to your concern. The email address is listed below under How To Contact Us.

LICENSEE STATUS
You understand and agree that your use of our website is limited and non-exclusive as a revocable licensee. We may terminate your license to use our website, and access to our website, for any reason, and without notice.

DISCLAIMERS AND LIMITATIONS OF LIABILITY

The information on our website is provided on an ”as is” and “as available” basis. You agree that your use of our website is at your sole risk. We disclaim all warranties of any kind, including but not limited to, any express warranties, statutory warranties, and any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our website will always be available, access will be uninterrupted, be error free, meet your requirements, or that any defects in our website will be corrected. Information on our website should not necessarily be relied upon and should not to be construed to be professional advice from us. We do not guarantee the accuracy or completeness of any of the information provided and are not responsible for any loss resulting from your reliance on such information.

If your jurisdiction does not allow limitations on warranties, this limitation may not apply to you. Your sole and exclusive remedy relating to your use of the site shall be to discontinue using the site.

Under no circumstances are we to be held liable or responsible for any direct, indirect, incidental, consequential (including damages from loss of business, lost profits, litigation, or the like), special, exemplary, punitive, or other damages, under any legal theory, arising out of or in any way relating to our website, your website use, or the content, even if advised of the possibility of such damages.

Our total liability for any claim arising out of or relating to our website shall not exceed one hundred ($100) dollars and that amount shall be in lieu of all other remedies which you may have against us or our affiliates. Any such claim shall be subject to confidential binding arbitration as described later in these terms and conditions of use.

OBSCENE AND OFFENSIVE CONTENT
We are not responsible for any obscene or offensive content that you receive or view from others while using our website. However, if you do receive or view such content, please contact us by email so that we can investigate the matter. Although we are not obligated to do so, we reserve the right to monitor, investigate, and remove obscene or offensive material posted to our website.

INDEMNIFICATION
Use of this website shall defend, indemnify, and hold harmless The Colegas Group, its directors, affiliates, employees, and agents from and against any and all claims alleging (i) infringement or interference with any intellectual property or proprietary rights, including but not limited to, infringement of any Patent, trademark, copyright, or service mark; (ii) property damage, injuries, or death to persons, or any other damage, loss, cost, or expense (including judgments paid and attorneys’ fees and expenses reasonably incurred) arising out of the use, or operation of any Products and or Services; (iii) violation by any such Products or Services, or their manufacture, possession, use, or sale, of any law, statute, or ordinance or any governmental administrative order, rule, or regulation; or (iv) legal claims arising out of disputes involving promotional or advertising matter, fixtures, displays, guarantees, representations, warranties, labels, and/or instructions, verbal or otherwise, furnished by The Colegas Group or submitted to a user for review or usage approval. With respect to the foregoing indemnity obligations, the user waives any statutory limitation of liability to which it may otherwise be entitled under workers’ compensation or similar statutes.

COMPLIANCE WITH GOVERNING LAW AND DISPUTE RESOLUTION
Usage of this website is governed, interpreted and construed according to the substantive laws of the State of California without regards to conflicts of law principles thereof. All disputes arising out of or in connection with the present contract shall be finally settled under the Rules of Arbitration of the International Chamber of Commerce by one or more arbitrators appointed in accordance with the said Rules. Arbitration shall take place in Irvine, California. The parties hereby consent to the exclusive jurisdiction and venue of such arbitration, and shall not contest or challenge the jurisdiction or venue of such an event.

SEVERABILITY OF THESE TERMS AND CONDITIONS
If any part of these Terms and Conditions of use are determined by a court of competent jurisdiction to be invalid or unenforceable, that part shall be limited or eliminated to the minimum extent necessary so that the remainder of these terms and conditions are fully enforceable and legally binding.

HOW TO CONTACT US
Any questions or concerns should be brought to our attention by email at MemberServices@ColegasGroup.com. Please provide complete and detailed information regarding your question or concern.

ENTIRE AGREEMENT
These terms and conditions, including the policies incorporated herein by express reference, constitutes your entire agreement with us with respect to your use of our website.

Anti-Spam Policy

Nobody likes unsolicited commercial email. This is also referred to as spam or junk email, that is a disservice to the Internet community. We fully endorse and comply with the requirements of the CAN-SPAM Act of 2003 (Controlling the Assault of Non-Solicited Pornography and Marketing Act), and all other applicable unsolicited commercial email laws.

If you subscribe to an electronic newsletters or other communications from our website, you will always have an option to unsubscribe immediately. Any questions or concerns should be brought to our attention by email at MemberServices@ColegasGroup.com. Please provide complete and detailed information regarding your question or concern.

Content Ownership Policy

All content on our website is owned by us or our content suppliers. On behalf of ourselves and our content suppliers, we claim all property rights, including but not limited to intellectual property rights, for this content and you are not allowed to infringe upon those rights. We will prosecute to the fullest extent of the law anyone who attempts to steal our property. You agree not to copy content from our website without our permission. Any requests to use our content should be submitted to us via the email address below.

If you believe that your intellectual property rights have been infringed upon by our website content, please notify us by sending us an email. Please describe in detail the alleged infringement, including the factual and legal basis for your claim of ownership.

Some of the photos in use on our website are public use stock photos from the Pixabay online photo library. The website address is www.pixabay.com. These photos will be in use on a temporary basis only.

Any questions or concerns should be brought to our attention by email at MemberServices@ColegasGroup.com. Please provide complete and detailed information regarding your question or concern.

Accessibility Policy

The Colegas Group is committed to ensuring that this website is usable to a wide range of users, including those with disabilities. If you have any questions or suggestions regarding the accessibility of this site, please contact us, as we are continually striving to improve the experience for all visitors.

Any questions or concerns should be brought to our attention by email at MemberServices@ColegasGroup.com. Please provide complete and detailed information regarding your question or concern.